So I think I posted a couple of weeks ago about how I got a letter in the mail from Alberta Blue Cross saying that because I withheld information regarding my bipolar disorder with manic episodes at the time of applying my plan was being cancelled. Having my shrink, who as a doctor was supposed to have my back as her patient, actually tell them that I knew even though I had not met her until June 5. A full five weeks after I applied. I'm trying to give her the benefit of the doubt, maybe read a date wrong or interrupted something wrong. I fought for frigging weeks. Not allowed to appeal an accusation apparently.
I gave up and just reapplied for the damn coverage. It was getting to be more stress and bullshit than it was really worth. Since no one would listen to logic nor would my god damn shrink call me back at any point.
So anyway, I sent my application into Blue Crap and chickie also applied for Alberta Health Insurance something or another. Just putting it out there, I technically did not consent to be applied on my behalf.
Want to know the difference between the two plans? One pays for my medication and the other does not. They are identical in every single way. The alberta health one might have more coverage on a couple of things.
There is the usual co-pay for for meds and no one will explain this to me. For the alberta, it says I will never have a copay more than $25 for my meds. But doesn't specify if that is for each individual med or in total. If I were to get them with a max copay of 25 that would equal out to $100 a month. My meds cost a total of $117. So does this mean I would have to pay the $63/month for Alberta + $100 for my meds? So....... $167/month? I could just pay for my meds out of my pocket and save $50/month.
I tried to call and email Alberta Health aka the Gong Show about the copay and they told me that I had to call Blue Cross or Alberta Health for that info.
I am pretty sure I am paying $62 and $63/month to the same people? Like, I am completely confused and no one will give me answers.
I just got the package from BC "welcoming me" to their program, Oh just fuck off peaches, just fuck right the hell off.
They accuse me of withholding information, akin to lying, and boot me off my insurance without an option of appeal? Now, I could be wrong, but I do live in a first world country right? I didn't pack up and move in the middle of the night?
If this makes sense to you, can you explain it to me?
I gave up and just reapplied for the damn coverage. It was getting to be more stress and bullshit than it was really worth. Since no one would listen to logic nor would my god damn shrink call me back at any point.
So anyway, I sent my application into Blue Crap and chickie also applied for Alberta Health Insurance something or another. Just putting it out there, I technically did not consent to be applied on my behalf.
Want to know the difference between the two plans? One pays for my medication and the other does not. They are identical in every single way. The alberta health one might have more coverage on a couple of things.
There is the usual co-pay for for meds and no one will explain this to me. For the alberta, it says I will never have a copay more than $25 for my meds. But doesn't specify if that is for each individual med or in total. If I were to get them with a max copay of 25 that would equal out to $100 a month. My meds cost a total of $117. So does this mean I would have to pay the $63/month for Alberta + $100 for my meds? So....... $167/month? I could just pay for my meds out of my pocket and save $50/month.
I tried to call and email Alberta Health aka the Gong Show about the copay and they told me that I had to call Blue Cross or Alberta Health for that info.
I am pretty sure I am paying $62 and $63/month to the same people? Like, I am completely confused and no one will give me answers.
I just got the package from BC "welcoming me" to their program, Oh just fuck off peaches, just fuck right the hell off.
They accuse me of withholding information, akin to lying, and boot me off my insurance without an option of appeal? Now, I could be wrong, but I do live in a first world country right? I didn't pack up and move in the middle of the night?
If this makes sense to you, can you explain it to me?
I honestly do not understand any of this. Honestly, I am healthier than 95% of Albertans. I do not smoke, drink, take drugs, eat red meat or have multiple sex partners. I try to eat right, exercise and get proper sleep. Taking medication like clock work for the last ten months, except 1 day I missed a dose by mistake and keeping an eye on my weight. I'm 5 foot 6 and 150 lbs. BMI, heart, blood pressure, blood glucose and thyroid are exactly where they should be.
But, because I have Bipolar Disorder with Manic Episodes, I cannot be on a medically underwritten insurance plan? If I could get said MIA shrink to attest that other than that I am perfectly fine.
Fuck this noise.
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