Monday, April 28, 2014

This is just not funny anymore

So I posted a few weeks back about all this bullshit with bluecross cutting off my medication coverage because I withheld information regarding my bipolar disorder. In other words they are accusing me of lying, and I take that as an attack on my character.

I tried to fight it for weeks and weeks, and I finally just gave in and reapplied only to get my rates hiked two fold for two nearly identical plans with the only difference being that one covers my medication.

Well, Friday while at work (Yay, back to work!!) I am trying to kill the last few minutes of the day but doing some insurance shopping. I find out that there is a four month waiting period for this bullshit Alberta Health Care Insurance Program. Which, since I need medication to function and help me keep the beast in a box this posed a giant issue.

Today the woman I have dealt with at Blue Cross, who evidently does not understand that time is linear and that April comes BEFORE June in the course of the year. She emailed me back and said that because I am coming off of another plan, the government is waiving that waiting period.

How nice, the government who ultimately removed me from my insurance is graciously waiving the waiting period. How nice, but still will not answer the question of if I will have to pay $100 up front when I pick up my medication. Which as I mentioned, my medications cost $117 so basic math tells us that the increased monthly rates of $125/month for the insurance clones + this possible $100 copay. Raises the cost of my medication to $225/month.

If we continue doing the math and subtract $117 from $225 that is $108 that is highly questionable if I should be paying or not.

I am openly taking suggestions for Health Insurance providers in Canada who have to answer to someone. Other than the bipolar disorder I am completely healthy. Though that hangnail I might have next week might disqualify me from anything. I wonder if the fact that I have fractured the medial malleous of my right ankle three times will get me removed from something else.

Wow, my home province is more backward than most third world countries and my current province likes to bilk money and screw over it's residents. Good to know.

I filed a complaint with the Health Ombudsman, I'm done being nice and polite. I keep getting kicked around here because I'm polite and respectful of other people, which is how I was raised. Ya know, with morals. Come on Alberta, you want to play with fire? Well peaches you are going to get incinerated. Messing with powers beyond your kin. Let's have a go, come on, you've fired the first shot.

My turn.

Sunday, April 20, 2014

No Longer Civil

This is in relation to my blue cross woes. I am exhausted and stressed out by this that on my hands I have developed an intensely painful rash that bewilders every GP I have seen. I have an appointment with a dermatologist in the morning.

This rash is my hell. I can deal with all sorts of pain; stabbing, shooting, burning, throbbing, aching and etc. I have fractured my right ankle three times and still walked home But itching? Nope, I cannot handle it.

I have also wrote up my story regarding the Blue Cross drama and I am in the process of sending it to every mental health and/or bipolar advocacy group I can find. I am just done playing nice.

You know, it is shit like this with insurance companies that cause people with mental health issues and the elderly to commit suicide. We all know it. Make an already vulnerable group feel like there is no point in it and bad things happen.

So, Alberta Blue Cross, you have messed with powers beyond your kin now pay the consequences.

What Women Deserve

I do not remember if I posted this before, but it needs to be watched again and again and again until it sinks into peoples thick skulls.



It's 2014 people and we are still fighting for this? Come on.

Saturday, April 19, 2014

Insurance Bullshit

So I think I posted a couple of weeks ago about how I got a letter in the mail from Alberta Blue Cross saying that because I withheld information regarding my bipolar disorder with manic episodes at the time of applying my plan was being cancelled. Having my shrink, who as a doctor was supposed to have my back as her patient, actually tell them that I knew even though I had not met her until June 5. A full five weeks after I applied. I'm trying to give her the benefit of the doubt, maybe read a date wrong or interrupted something wrong. I fought for frigging weeks. Not allowed to appeal an accusation apparently.

I gave up and just reapplied for the damn coverage. It was getting to be more stress and bullshit than it was really worth. Since no one would listen to logic nor would my god damn shrink call me back at any point.

So anyway, I sent my application into Blue Crap and chickie also applied for Alberta Health Insurance something or another. Just putting it out there, I technically did not consent to be applied on my behalf.

Want to know the difference between the two plans? One pays for my medication and the other does not. They are identical in every single way. The alberta health one might have more coverage on a couple of things.

There is the usual co-pay for for meds and no one will explain this to me. For the alberta, it says I will never have a copay more than $25 for my meds. But doesn't specify if that is for each individual med or in total. If I were to get them with a max copay of 25 that would equal out to $100 a month. My meds cost a total of $117. So does this mean I would have to pay the $63/month for Alberta + $100 for my meds? So....... $167/month? I could just pay for my meds out of my pocket and save $50/month.

I tried to call and email Alberta Health aka the Gong Show about the copay and they told me that I had to call Blue Cross or Alberta Health for that info.

I am pretty sure I am paying $62 and $63/month to the same people? Like, I am completely confused and no one will give me answers.

I just got the package from BC "welcoming me" to their program, Oh just fuck off peaches, just fuck right the hell off.

They accuse me of withholding information, akin to lying, and boot me off my insurance without an option of appeal? Now, I could be wrong, but I do live in a first world country right? I didn't pack up and move in the middle of the night?

If this makes sense to you, can you explain it to me?

I honestly do not understand any of this. Honestly, I am healthier than 95% of Albertans. I do not smoke, drink, take drugs, eat red meat or have multiple sex partners. I try to eat right, exercise and get proper sleep. Taking medication like clock work for the last ten months, except 1 day I missed a dose by mistake and keeping an eye on my weight. I'm 5 foot 6 and 150 lbs. BMI, heart, blood pressure, blood glucose and thyroid are exactly where they should be.

But, because I have Bipolar Disorder with Manic Episodes, I cannot be on a medically underwritten insurance plan? If I could get said MIA shrink to attest that other than that I am perfectly fine.
 
Fuck this noise.

Monday, April 14, 2014

New Brunswick, Abortions, Womens Voices and so much more. Part 1

I actually hope that I get hate mail for this. I really do, I am just done with all this propaganda floating around out there. So, I'm just going to let it fly.

Around the middle of last week a news story came down my facebook feed from multiple friends of mine. And it turns out that the Morgentaler clinic in fredericton was going to be making an important announcement later that day. Well it turns out that the announcement was it was to close later this year by a complete lack of funding. Turns out that during the clinics operation in New Brunswick it had been constantly running with a deficit that was always covered by Morgentaler. Well since Morgentaler died last year, this means no more funding.

Oh but according to health Canada the procedure must be funded by the province. Well, guess what, New Brunswick has been breaking the law about this for the last 20 years. Oh but they do fund it if done in a hospital. Here's the thing about that, according to the province you need to have TWO DOCTORS sign off on a non-medically required abortion. Now, I don't know about where you are. But in New Brunswick it is nearly impossible to get a family doctor let alone get two doctors to agree on the same thing. Better off trying to herd cats. Hell, there are even some doctors in New Brunswick that refuse to prescribe birth control because it goes against their beliefs. I wish I was kidding, but I'm not.

"Oh but you don't live in New Brunswick so why do you care?"
I was raised there, in Fredericton in fact. I know exactly how backward it is. Hell, I'm starting to see that the province might actually be more backward than some third world countries. Now in terms of demographics, roughly 30% of the province is French speaking. But, in order to get a job with the province you MUST be bilingual and have the paper to prove it. But, in order for an anglo to be deemed bilingual is much harder than a french person. I have actually dealt with someone behind a desk that spoke only broken english and was completely unable to understand how to help me.

New Brunswick has a huge problem with unemployment which is so bad that a majority of its young educated people are leaving the province to get work. "The Brain Drain" as it is referred to is a massive problem. Before my mom moved out here (7 months after I did), out of curiosity went to a job fair about jobs out west (Alberta, Sask, BC), the line to get in was so long that it encompassed the hotel where it was held, this was not a small hotel either. It was the Delta in downtown Fredericton, which might actually be the biggest hotel in Fredericton. To put this in a better perspective, if needed, there are peoples with masters degrees working fast food and retail jobs. My mother worked at UPS for 17 years for the same $17.35/hr for I think the last five years she was there. M mother has a Bachelor of Arts and all kinds of experience working for different NGOs such as the UN, UNESCO and etc. And she was at the same job, and I mean the SAME job as UPS kept screwing her over for promotion after promotion. Constantly promoting less qualified and less educated people ahead of her. Yeah, it's that bad.

For me it has gotten to the point where I am nearly ashamed of how backwards my home province truly is. In 2004 or 2005 when same-sex unions became valid in New Brunswick, the province brought that law into practice on the day it was required to be. Nearly every other province brought it into effect months or a year ahead of the required date.

Ok, I have gotten off topic and I will have to continue this later on tonight.