Dear Blue Cross

So I got this letter in the mail on Friday from Blue Cross which I get my insurance through.

Telling me that because I "withheld pertinent medical information" regarding my bipolar with manic episodes dur the application process. They are cancelling my coverage 30 days from the date on the letter. Because they did this "routine audit" on my policy.

I applied on April 30 2013, after I had seen a doctor who gave me ativan because he thought I was having some stress based anxiety.

Couple days later, I get my insurance and it is effective May 1 2013. Cool.

May 4 2013, I see that doctor again this time he gives me the seroquel and a referral to the shrink.

June 5th, nearly 6 weeks after I applied. I see my shrink and I get the diagnosis of Bipolar.

And apparently my shrink TOLD blue cross that I had the diagnosis in April. She fucking told them that. So on Monday I need to call my shrink and tell her of this in order to rectify this situation.

I would get a new shrink but I do not want to have to go through the entire evaluation crap. Possible med changes and blah blah blah, I just do not want to deal with this type of stuff.

My coverage expires April 19 2014th. But since I need insurance I have to reapply to them. And likely get rejected for the plan that I have had for the last year.

Fine, they want medical history? When they do the medical questionnaire via phone, that person will get my ENTIRE MEDICAL HISTORY from the day I was born until the day they do this set of questions. I'm 27, I will go stitch by bruise by bruise, stitch, cut by cut, sprain by sprain and so on. And I'm a klutz, hope their chair is comfy.